Saeed Farahani’s Blog
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Maximizing Your Home Equity: Best Strategies and Tips
Home equity is a valuable asset for homeowners, representing the difference between a property's market value and the mortgage balance. It can be leveraged for various financial purposes, such as home renovations, debt consolidation, education expenses, emergency funds, and investment opportunities. Home equity loans and equity-based mortgages allow homeowners to borrow against their equity, but…
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Will Buyers Benefit Vancouver Market Correction?
Vancouver housing market expected to see aggregate home price ↓ 3.5% in 2026. Average home price projected at $1,147,868, reflecting market correction. High-value detached homes face price stagnation; mainstream homes benefit from improved affordability. Condominium prices expected modestly impacted by rising costs and regulatory factors. Buyer opportunities increase as inventory remains high and luxury markets…
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2026 Lower Mainland Homes More Affordable Amid Market Shift
Most cities in British Columbia's Lower Mainland saw property assessment declines for 2026, reflecting a softening housing market. About 72% of municipalities experienced decreases in single-family home values, mostly between -10% and 0%. White Rock had the largest drop at 9%. Condominium and townhouse values also mostly fell, with Surrey seeing a 7% decline. Overall…
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نکاتی برای خرید ملک پیشفروش به عنوان سرمایهگذاری
سرمایهگذاری در املاک پیشفروش معمولاً قیمت پایینتر و امکان افزایش ارزش را دارد، اما با ریسکهایی همراه است. بررسی سابقه سازنده، شناخت بازار محلی، آگاهی از همه هزینهها و دقت در مطالعه قراردادها اهمیت دارد. باید برای تأخیرهای ساخت آماده باشید، گزینههای تأمین مالی را زودتر بررسی کنید و برای مدیریت و فروش بلندمدت برنامهریزی…
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Check out this new 1 bed-1 bath listing at 221 East 3rd Unit 414, North Vancouver
Luxury Condo in Lower Lonsdale! Live steps from Lonsdale Quay Market in this spacious 1-bedroom, 1-bath home with floor-to-ceiling windows and breathtaking North Shore views. The modern kitchen boasts quartz countertops, a large island, stainless steel appliances, and abundant storage, with additional built-ins at the entry and in the bedroom. A bright, open layout maximizes…
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How much you need for a down payment
A down payment is the initial amount paid when buying a home, with minimums set at 5% for homes up to $500,000, 5% on the first $500,000 plus 10% on the remainder up to $1 million, and 20% for homes $1 million or more. Down payments under 20% require mortgage loan insurance, with premiums from…
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Could Policy Inaction Stall Vancouver’s Housing Boom?
Slide 1: “Metro Vancouver approved 98,000 homes—but construction is stalling badly.” Slide 2: “High costs, frozen presales, and dried-up financing block developers now.” Slide 3: “Rental and condo projects face viability challenges before breaking ground.” Slide 4: “Burnaby DCC hikes add $41,000 per unit—approval ≠ completion.” Slide 5: “Municipal policies, not the market, are throttling…
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Smart Strategies For Canadians – Building Wealth Without Breaking The Bank
Canadians can improve their financial future by adopting strategies like creating a detailed budget, diversifying investments, and using tax-efficient accounts such as RRSPs and TFSAs. Financial literacy is crucial for informed decisions on saving, investing, and debt management. Effective saving strategies include maintaining an emergency fund and using high-interest savings accounts. Leveraging government programs can…
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Hidden Risk Threatening Vancouver 2026 Home Prices
Oversupply of condos and presales may suppress price growth unexpectedly. Over 600 billion in mortgages reset by 2026 could force fire sales. Investor withdrawal reduces demand and slows price recovery. Unexpected neighborhood redevelopment risk could lower valuations near future builds. Forecasts ignore sentiment, fear, and hesitance that actually drive prices.
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Vancouver Housing Outlook 2026 Reset
Vancouver housing enters 2026 balanced, with sales gradually improving while prices remain soft amid affordability constraints and elevated inventory levels. Lower interest rates may attract sidelined buyers, but price growth is expected to lag national averages through most of 2026. Market conditions favor patient buyers, with negotiation leverage improving and fewer bidding wars compared with…
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