Factor 1: Buyer Psychology
Rates fell, prices softened—buyers hesitated, delayed decisions, then disappeared.
Factor 2: Money Tools Quietly Matter
$50K GST rebate, sub-4% rates, 30-year amortizations quietly reshape 2026 buying power.
Factor 3: Investors exited:
falling rents, rising vacancies, better returns elsewhere; end users now dominate.
Factor 4: Inventory Power Shift
Unsold completed condos force discounts, incentives, and real buyer leverage..
Factor 5: Population Signals
Lower immigration slows rents now—setting up tighter supply and price rebound by 2028.
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